White House Study Finds Stablecoin Yield Ban Barely Moves Lending Needle Despite Policy Focus
By Kevin Helms
A White House study finds that a ban on stablecoin yields would increase lending by only 0.02%, indicating minimal real-world impact despite heavy policy focus. Banking liquidity is largely preserved through reserve recycling, with only about 12% of reserves potentially constrained. The analysis challenges core assumptions behind proposed legislation on stablecoin yields.
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